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Cotton On Store Card

What's in it for you?

  • 6 Months Interest Free*
  • Plus vouchers for FREE Gear*
  • Up to 3 extra cards for Friends and Family
  • Affordable monthly instalment with flexible payment options: Revolving and 24 or 36 month budget plans (for purchases of R600 or more)
  • You can use your Cotton On Store Card at any Cotton On, Cotton On Kids, Cotton On Body, Rubi, Typo, Supre and Factorie stores. 
  • Shop immediately and take that awesome look home today.
  • Exclusive offers and promotions.
  • Free SMS notification on all purchases for your security.
  • For your protection, your card includes Customer Protection Insurance*, underwritten by Guardrisk Insurance Company Limited*, covering the following: 
    • Death Cover - Covers your full outstanding balance
    • Permanent Disability - Covers your full outstanding balance
    • Temporary Disability - Covers up to 12 months’ instalments
    • Loss of Income - Covers up to 12 months’ instalments

    *Guardrisk Insurance Company Limited is an Authorised Financial Services Provider. Additional information on key limitations, exclusions, risks and charges related to the policy can be viewed here. ”

How to apply for your Store Card:

  • Simply click here to apply and if your application is approved, we'll send you an SMS to collect your card at the nearest Cotton On store.
  • Qualifying Criteria
    • be 18 years or older
    • be employed and earn more than R1000 p/m
    • have a valid SA ID
    • You will be required to provide proof of income documentation

FAQs

  1. How much does the Cotton On & Typo Store Card cost?
    A nominal monthly service fee will be charged for the administration of your credit facility. Competitive interest rates apply to all purchases. 
  2. Can I use my Typo Store Card at Cotton On and Cotton On Store Card at Typo?
    Yes, you can use your Cotton On & Typo Card at any of the Cotton On Group stores (Cotton On, Cotton On Kids, Cotton On Body, Rubi, Typo, Supre & Factorie)
  3. When do I get my vouchers?
    Vouchers will be issued to you in-store once your application has been approved. Terms and conditions apply. You will receive 3x "FREE GEAR when you spend R500 or more" vouchers.
    Note: Only 1 voucher may be used p/month for each consecutive month.
    Validity period will be indicated on the vouchers. 
  4. How do I contact you?
    For account enquiries please contact RCS 0861 111 841 or email cottonongroup@rcsgroup.co.za with your account number.
    Your account number can be found on the front of your card or your monthly statement. 
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