PLEASE NOTE: We are currently experiencing delays on our orders, please allow a few additional days for delivery.

Cotton On Store Card

What's in it for you?

  • 6 Months Interest Free*
  • Plus vouchers for FREE Gear*
  • Up to 3 extra cards for Friends and Family
  • Affordable monthly instalment with flexible payment options: Revolving and 24 or 36 month budget plans (for purchases of R600 or more)
  • You can use your Cotton On Store Card at any Cotton On, Cotton On Kids, Cotton On Body, Rubi, Typo, Supre and Factorie stores. 
  • Shop immediately and take that awesome look home today.
  • Exclusive offers and promotions.
  • Free SMS notification on all purchases for your security.
  • For your protection, your card includes Customer Protection Insurance*, underwritten by Guardrisk Insurance Company Limited*, covering the following: 
    • Death Cover - Covers your full outstanding balance
    • Permanent Disability - Covers your full outstanding balance
    • Temporary Disability - Covers up to 12 months’ instalments
    • Loss of Income - Covers up to 12 months’ instalments

    *Guardrisk Insurance Company Limited is an Authorised Financial Services Provider. Additional information on key limitations, exclusions, risks and charges related to the policy can be viewed here. ”

How to apply for your Store Card:

  • Simply click here to apply and if your application is approved, we'll send you an SMS to collect your card at the nearest Cotton On store.
  • Qualifying Criteria
    • be 18 years or older
    • be employed and earn more than R1000 p/m
    • have a valid SA ID
    • You will be required to provide proof of income documentation


  1. How much does the Cotton On & Typo Store Card cost?
    A nominal monthly service fee will be charged for the administration of your credit facility. Competitive interest rates apply to all purchases. 
  2. Can I use my Typo Store Card at Cotton On and Cotton On Store Card at Typo?
    Yes, you can use your Cotton On & Typo Card at any of the Cotton On Group stores (Cotton On, Cotton On Kids, Cotton On Body, Rubi, Typo, Supre & Factorie)
  3. When do I get my vouchers?
    Vouchers will be issued to you in-store once your application has been approved. Terms and conditions apply. You will receive 3x "FREE GEAR when you spend R500 or more" vouchers.
    Note: Only 1 voucher may be used p/month for each consecutive month.
    Validity period will be indicated on the vouchers. 
  4. How do I contact you?
    For account enquiries please contact RCS 0861 111 841 or email with your account number.
    Your account number can be found on the front of your card or your monthly statement. 
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